uob private banking
uob private banking
Blog Article
UOB Financial institution presents several different personal banking services meant to fulfill the money demands of people. Beneath is an extensive overview to assist you comprehend The important thing elements and choices.
Varieties of Accounts
Financial savings Account: This account allows you to spend less even though earning interest.
Capabilities: Easy access, desire earnings, minimum service fees.
Positive aspects: Secure spot for your resources, likely growth by interest.
Recent Account: Perfect for everyday transactions and running costs.
Capabilities: Checkbook facility, overdraft protection.
Rewards: Hassle-free for normal payments and withdrawals.
Preset Deposit Account: For all those planning to get paid greater fascination fees more than a fixed period of time.
Capabilities: Fixed term deposits, larger fascination premiums compared to cost savings accounts.
Positive aspects: Safe financial investment option with predictable returns.
Loans
Individual Loans: Unsecured loans that can be used for numerous reasons like schooling or property renovation.
Sorts:
Installment Loans
Credit score Lines
Advantages: Flexible repayment conditions, aggressive fascination costs.
Property Loans: Tailored solutions for purchasing assets or refinancing present mortgages.
Kinds:
Fixed Level Household Financial loan
Floating Charge House Loan
Gains: Unique strategies to fit person requires, beautiful charges.
Credit Cards
UOB presents click here A variety of bank cards catering to diverse lifestyles and expending practices:
Rewards Cards: Earn factors on each and every purchase which may be redeemed for items or journey miles.
Cashback Playing cards: Get income rebates on everyday shelling out like groceries and eating out.
Vacation Cards: Exclusive Rewards like air miles accumulation and vacation insurance coverage protection.
Expense Expert services
For individuals keen on expanding their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suitable for extended-expression progress aims.
Structured Deposits * Brings together the attributes of classic deposits with financial investment goods. * Perhaps bigger returns but with some danger concerned.
Insurance plan Products and solutions
To protect your self and Your loved ones in opposition to unforeseen functions:
Everyday living Insurance * Offers economic safety in case of death or crucial sickness. * Also can serve as a financial savings Instrument according to the coverage picked.
Wellness Insurance policy * Covers health-related expenditures such as hospitalization expenses. * Important for mitigating superior Health care charges.
Digital Banking Services
Benefit at your fingertips by digital platforms:
Web Banking
Allows you to regulate your funds on-line:
Perspective account balances and transaction heritage
Transfer money between accounts or fork out charges
Apply for new products and solutions (loans/bank cards)
Cellular Banking
Banking on-the-go via cellular applications:
Swift balance checks
Cellular payment choices (QR code payments)
Notifications & alerts about account action
With these thorough offerings, UOB aims to offer personalized banking remedies that cater specifically to particular person specifications when making certain advantage and safety in all transactions.